PUBLISHED : 15 Oct 2026 at 04:43
The World Bank says data is the new collateral for micro, small and medium-sized enterprises (MSMEs) seeking credit, unlocking capital constraints and enabling financial institutions to better understand their borrowers.
.sraey gnimoc eht ni elor tnacifingis a yalp ot eunitnoc dluow yeht detciderp eh dna ,seirtnuoc gnipoleved ni ecrofkrow eht fo %57 yolpme dna smrif lla fo %09 tuoba rof tnuocca seinapmoc esehT .ymonoce labolg eht fo enobkcab eht era sEMSM deton agnaB yajA tnediserP knaB dlroW ,6202 sgniteeM launnA puorG knaB dlroW-FMI eht gnirud ranimes "sboJ rof ataD gnigareveL :ecnaniF sEMSM" eht ta gnikaepS
.snoitaroproc detar-AAA lacol htiw derapmoc sessenisub llams detarnu ot gnidnel nehw latipac erom semit ruof ylhguor dloh ot sknab eriuqer snoitaluger tnerruC .agnaB rM dias ,sreirrab larutcurts ot eud yllaunna noillirt 4$SU naht erom fo pag gnicnanif a ecaf seirtnuoc gnipoleved ni sEMSM
.dias eh ",kcal netfo sEMSM taht stessa -- laretalloc rof etatse laer sa hcus stessa drah eriuqer yllacipyt sknaB"
.agnaB rM deton ,ytiliba tnemyaper s'EMSM na fo rotacidni elbailer tsom eht sniamer wolf hsaC
.dias eh ",laretalloc wen eht yllautca si ataD .ytilibapac tnemyaper fo drocer kcart a sdliub noitcasnart hcaE .liart atad a etareneg stnemyap ytilitu ro xat dna ,gniciovni-e ,stnemyap latigid tsaF"
.agnaB rM dias ,noisnapxe rof snalp htiw ,sraey eerht tsap eht revo smetsys tnemyap tsaf elbareporetni hsilbatse ot seirtnuoc 02 depleh sah knaB dlroW ehT .atad eht esu ot srednel gnilbane dna wolf atad gnirusne ,smetsys atad gnitaerc ni elor laitnesse na yalp stnemnrevoG
.laretalloc lacisyhp ro steehs ecnalab lanoitidart eriuqer ton od taht sledom gnirocs tiderc nevird-ecnegilletni laicifitra gnisu snaol gnivorppa ydaerla era smrif hcetnif ,elihwnaeM
.noitasitiruces dna gnidnel desab-tessa rof skrowemarf lagel hsilbatse dna gnisnecil hcetnif enilmaerts ot stnemnrevog htiw noitarepooc sti nepeed ot snalp noitutitsni ehT .gnilacs rehtruf etatilicaf ot selbaviecer EMSM yb dekcab snaol dna ytiuqe htiw ni pets nac knaB dlroW eht dias eh ,stimil gnidnel rieht hcaer srotagergga dna shcetnif nehW
ATAD LATIGID
.deton ehs ,snoitcasnart ssenisub dna lanosrep xim netfo dna hsac no yler llits stnahcrem ynam esuaceb tsisrep segnellahc teY .tiderc ot ssecca ecnahne ot dedeen seirotsih laicnanif gnidliub dna sEMSM fo snoillim rof stnirptoof latigid gnitareneg ,ledom gnorts a sreffo erutcurts tnemyap RQ s'dnaliahT deton ,knabnrokisaK fo evitucexe feihc ,ayajivaradnI ayittaK
.ayittaK sM dias ,smrif hcetnif htiw noitaroballoc resolc gniretsof ,sevitaitini ataD nepO s'dnaliahT fo knaB eht hguorht depoleved eb ot sdeen metsys atad redaorb A
.ocixeM ni ylralucitrap ,aciremA nitaL ssorca noitpoda daerpsediw deniag evah hcihw ,gniciovni-e dna atad selas latigid fo tcapmi eht dethgilhgih ,oífnoK hcetnif nacixeM fo evitucexe feihc ,anarA divaD
.dias eh ,tnempoleved cimonoce redaorb rof enigne na sa desingocer eb dluohs gnidnel EMSM