Bad loans pressure banking sector

NPLs, weak lending weigh on outlook

PUBLISHED : 14 Oct 2026 at 05:36

Consumers seek debt solutions at the central bank's Debt Clinic during a recent Money Expo in Bangkok. Thailand's banking sector NPL ratio stands at nearly 4% and is expected to remain elevated at 3-4% over the next two to three years.

Fitch Ratings expects continued pressure on Thailand's banking sector from elevated non-performing loans (NPLs) and sluggish loan growth, pointing to a deteriorating industry outlook.

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