HIGHLIGHTS
BSNL’s Rs 202 plan offers 32 days of validity, 5GB data, 300 minutes of calls and 100 SMS.
The plan includes Rs 1 lakh accident insurance and Rs 10,000 cyber insurance.
Users need to file accident insurance claims within 48 hours and cyber insurance claims within seven days.
While most companies offer prepaid packages that collect data, calling SMS with entertainment benefits, BSNL went a completely different direction, as they are offering insurance with their prepaid plans. The state-run telecom operator has recently partnered with Oriental Insurance Company Limited (OICL) to offer insurance coverage with its plan. The all-new Rs 202 prepaid plan from BSNL provides you with a 32-day validity, including limited data, call minutes, and SMS, along with an insurance cover that protects the customer in case of accidents and certain cybercrimes. Here’s everything you need to know about this new BSNL Rs 202 prepaid recharge plan.
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BSNL Rs 202 prepaid plan: What does it offer?
The BSNL Rs 202 prepaid recharge plan offers a 32-day validity, making the daily pricing just Rs 6.31. For the entire validity period you get 5GB of data, which is enough to do the basic net surfing. However, it’s important to note that once you exhaust the data, you can still access the internet at a restricted speed of 40Kbps.
In terms of calling, you get 300 minutes of local and STD calls. If you’re someone who loves texting, the plan also offers 100 SMS for the entire validity period. However, unlike normal recharge plans that offer entertainment benefits clubbed with calling and SMS benefits, BSNL has partnered with Oriental Insurance Company Limited (OICL) to offer insurance coverage with this plan.
Also read: Want to buy iPhone 17 Pro Max? You can get over Rs 14,900 discount on this platform
BSNL Rs 202 plan: Insurance benefits

With the Rs 202 prepaid plan, BSNL offers you Rs 1 lakh accidental death cover that includes incidents such as road accidents, burns, snake bites, lightning and electrocution. Meanwhile, you also get Rs 10,000 in cyber insurance cover, which protects you against incidents such as cyber theft, phishing and email spoofing.
According to the plan details, users are expected to file claims related to accidental deaths within 48 hours and those related to cyber insurance within seven days. The insurance validity will be until the period of recharge, and there is a waiting period of 24 hours after the recharge period. Users can file up to three cyber claims per year using their mobile numbers.
Bhaskar is a Senior Copy Editor at Digit India who keeps a close watch on everything shaping the world of technology from smartphones and home appliances to AI, government tech initiatives, digital safety, and the latest industry developments. Whether it's breaking news, in-depth features, hands-on reviews, practical how-to guides, or exclusive scoops, he translates complex tech into stories that are easy to understand and worth reading. His work has been featured in iGeeksBlog, GuidingTech, and other leading publications. Before joining Digit India, he served as an assistant editor at TechBloat. A B.Tech graduate and full-time tech journalist, he is driven by just one goal, which is to help readers stay informed, stay secure, and stay ahead in an ever-changing digital world. View Full Profile
