HDFC Bank Q2FY27 result: Net profit rises 4.7% to ₹19,510 cr, NII up 9.7%

HDFC Bank reported a 4.7 per cent year-on-year rise in net profit to ₹19,510 crore for the second quarter of financial year 2026-27 (Q2FY27), in line with estimates. The country's largest private sector lender recorded growth in net interest income (NII), which rose 9.7 per cent year-on-year during the July-September quarter. 

HDFC Bank's gross non-performing asset (GNPA) ratio improved to 1.11 per cent as of September 30, 2026, from 1.17 per cent in the preceding quarter and 1.24 per cent a year earlier. Excluding non-performing assets in the agricultural segment, the GNPA ratio stood at 0.87 per cent, compared with 0.91 per cent in June 2026 and 0.99 per cent in September 2025.