If you frequently stay at IHG properties, such as those in the InterContinental and Kimpton brands, a cobranded IHG credit card can provide useful perks during your stay. Depending on the card, they can include elite status, an anniversary free night and food-and-beverage vouchers.
Knowing when to apply for a card can be difficult, especially considering that earning a sizable welcome bonus may be the primary factor.
Offers change frequently, and whether you're after a large number of points or free night certificates, knowing the history of credit card offers can help you distinguish between amazing and not-so-good bonuses.
Here's a list of the credit card welcome bonuses for Chase's cobranded IHG cards, including their offer histories and when you should apply for a card based on its best-ever welcome bonus.
Related: Current offers on the IHG One Rewards cards
Best IHG credit card welcome bonuses
| Card | Best welcome offer we've seen | When to apply |
|---|---|---|
| IHG One Rewards Premier Select Credit Card | Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening. | When the offer is for at least 200,000 points |
| IHG One Rewards Premier Credit Card | Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening. | When the offer is for at least 170,000 points (whether that's extra points or a free night award added on) |
| IHG One Rewards Credit Card | Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | When the offer is for at least 120,000 points |
| IHG One Rewards Business Credit Card | Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. | When the offer is for at least 190,000 points |
IHG One Rewards Premier Select Credit Card
The $350-a-year IHG Premier Select is the newest card in the IHG lineup and is suited to frequent IHG guests. Cardholders receive one free anniversary night each year (worth up to 60,000 points), Platinum Elite status, 20 elite night credits every calendar year and up to $75 in quarterly food-and-beverage rewards to use at IHG hotels.
Here are the offers we've seen on the IHG One Premier Select card:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2026 to now | Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening. | $1,200 |
*Bonus offer value is based on TPG's October 2026 valuations and not provided by the credit card issuer.
Highest welcome offer
The card's launch offer is the only offer we've seen: Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
When to apply
Apply when you can earn at least 200,000 points.
Learn more: IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Credit Card
The $150-a-year IHG Premier offers perks like one free anniversary night each year (worth up to 50,000 points), Gold Elite status, 15 elite night credits every calendar year and up to $25 in quarterly food-and-beverage rewards to use at IHG hotels.
Here are the offers we've seen on the IHG One Premier card over the past few years:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2026 to now | Earn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $1,080 |
| June to October 2026 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| April to June 2026 | Earn up to 185,000 bonus points: 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening, plus an additional 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening. | Up to $1,110 |
| March to April 2026 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| January to March 2026 | Earn 175,000 bonus points after spending $5,000 on purchases in the first three months from account opening. | $1,050 |
| October 2025 to January 2026 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| September to October 2025 | Earn 165,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $990 |
| July to September 2025 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| May to July 2025 | Earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months from account opening. | Up to $1,800 |
| March to May 2025 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| January to March 2025 | Earn 170,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $1,020 |
| September 2024 to January 2025 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| July to September 2024 | Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening. | Up to $1,800 |
| April to July 2024 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
| February to April 2024 | Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $990 |
| September 2023 to February 2024 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
*Bonus offer value is based on our valuations and not provided by the credit card issuer.
Highest welcome offer
With this card's highest-ever welcome offer, new cardholders could earn five free nights (each worth up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening (offer no longer available).
When to apply
When the offer is for at least 170,000 points — whether that's extra points or a free night award added on — it's a good time to apply.
Learn more: IHG One Rewards Premier Credit Card
IHG One Rewards Credit Card
The no-annual-fee IHG Rewards card is the program's entry-level credit card, offering Silver Elite status and five elite night credits each year.
Here are the offers on the IHG Rewards card from the past few years:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2026 to now | Earn 125,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $750 |
| June to October 2026 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| April to June 2026 | Earn up to 125,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus an additional 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening. | Up to $750 |
| March to April 2026 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| January to March 2026 | Earn up to 120,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus up to an additional 30,000 bonus points (by earning 3 additional points per dollar spent on purchases that earn 2 and 3 points per dollar on up to $10,000 spent in the first six months). | Up to $720 |
| October 2025 to January 2026 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| September to October 2025 | Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | Up to $840 |
| July to September 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| May to July 2025 | Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $720 |
| March to May 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| January to March 2025 | Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $600 |
| November 2024 to January 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| October to November 2024 | Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $600 |
| September to October 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| July to September 2024 | Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $600 |
| April to July 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
| February to April 2024 | Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $600 |
| September 2023 to February 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. | $480 |
*Bonus offer value is based on our valuations and not provided by the credit card issuer.
Highest welcome offer
With this card's highest-ever welcome offer, new cardholders could earn two free nights (valued at up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening (offer no longer available).
When to apply
Whenever the offer is for at least 120,000 points, it's time to apply.
Learn more: IHG One Rewards Credit Card
IHG One Business Credit Card
The $200-a-year IHG Business card offers perks like one free anniversary night each year (worth up to 50,000 points), Platinum Elite status, 15 elite night credits every calendar year and up to $25 in quarterly food-and-beverage rewards to use at IHG hotels.
Here are the offers on the IHG Business card from the past few years:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2026 to now | Earn 190,000 bonus points after spending $5,000 on purchases in the first three months from account opening. | $1,140 |
| April to October 2026 | Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $840 |
| March to April 2026 | Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. | Up to $1,200 |
| October 2025 to March 2026 | Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $840 |
| September to October 2025 | Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. | Up to $1,200 |
| May to September 2025 | Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $840 |
| March to April 2025 | Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. | Up to $1,200 |
| May 2024 to March 2025 | Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. | $840 |
| April to May 2024 | Earn up to 175,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 35,000 bonus points after spending a total of $7,000 on purchases in the first six months. | Up to $1,050 |
| June 2023 to April 2024 | Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. | $840 |
*Bonus offer value is based on our valuations and not provided by the credit card issuer.
Highest welcome offer
The highest welcome offer allowed new cardholders to earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening, plus an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months (offer no longer available).
When to apply
Applying for the card is worthwhile if the offer includes at least 190,000 points.
Learn more: IHG One Rewards Business Credit Card
Bottom line
Keep this guide handy if you ever want to apply for a cobranded Chase IHG credit card. That way, you can see the trends and know when it's the right time to apply.
Submitting your application at the right time can mean the difference between a short stay and a spectacular stay at one of the more luxurious IHG portfolio properties.
Keep in mind Chase's infamous 5/24 rule to ensure your chances of approval aren't affected.
To learn more about credit card bonus offers over time, see the following:
- The best time to apply for these popular American Express cards based on offer history
- The best time to apply for these popular Capital One credit cards based on offer history
- The best time to apply for these popular Chase credit cards based on offer history
- The best time to apply for these popular Citi cards based on offer history
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.