Health insurance costs are climbing even more quickly for people who get workplace coverage, according to the gold-standard survey from the nonprofit KFF.
The amount that workers pay in premiums for a family health insurance plan jumped 9% in 2026, to $7,471 on average, according to KFF’s 2026 Employer Health Benefits Survey. That’s a bigger jump than the 6% and 7% increases KFF recorded in recent years. Workers at small businesses faced even larger increases.
Those premium increases are occurring largely because the overall cost of health care is climbing. So far, though, employers have shouldered most of that increase.