- by croatiaweek
- in News
Croatian households increased their financial wealth by more than 11% over the year to the end of June 2026, while their financial liabilities also continued to rise, according to new data published today from the Croatian National Bank (HNB).
The figures, published on 23 October, show that household financial assets reached €141 billion at the end of the second quarter of 2026, an increase of €14.1 billion, or 11.1%, compared with the same period a year earlier.
Financial liabilities also increased, reaching €33 billion. This represented an annual rise of €3.2 billion, or 10.6%.
Despite the growth in borrowing and other financial obligations, households strengthened their overall financial position during the period.
Their net financial worth – the difference between financial assets and liabilities – reached €108.3 billion at the end of June. This was €11 billion, or 11.3%, higher than a year earlier and 3.9% above the level recorded at the end of the first quarter.
The figures cover financial assets and liabilities, including deposits, loans, securities and equity holdings. They do not represent the total wealth of households, as they exclude non-financial assets such as property.
Croatia’s overall financial position
The HNB data also show that financial assets across the Croatian economy reached €537 billion at the end of the second quarter, up €14 billion during the quarter and €46.5 billion over the year.
Total financial liabilities stood at €571 billion, increasing by €14.5 billion during the quarter and €45.4 billion compared with the same period in 2025.
Measured against annual gross domestic product (GDP), financial assets amounted to 551%, while financial liabilities reached 586%.
The figures cover the wider economy, including households, non-financial companies, the government and the financial sector.
Companies record higher assets and liabilities
Non-financial companies also recorded increases in both financial assets and liabilities during the second quarter.
Their financial assets totalled €143 billion at the end of June, an increase of 2.9% compared with the previous quarter.
However, their financial liabilities rose by 3.1% to €252 billion.
As a result, the sector’s net financial position deteriorated to minus €109.1 billion, €3.5 billion lower than at the end of the first quarter.
The latest figures provide a snapshot of the financial position of Croatian households and businesses, showing continued growth in household assets alongside rising financial obligations across the economy.