Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos Rewards points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.
The program offers three cobranded credit cards: one business and two personal cards.
With strong welcome offers currently available on all three cards, now could be a good time to consider applying if you regularly fly Alaska or Hawaiian.
Let's dig deeper into the bonuses available right now and whether they're worth applying for.
Atmos Rewards Summit Visa Infinite credit card
The Atmos™ Rewards Summit Visa Infinite® credit card features a valuable welcome bonus, useful earning rates and a solid suite of benefits.
Welcome offer: Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases in the first 90 days from account opening.
Based on TPG's October 2026 valuations, this bonus is worth up to $1,938 when you include the value of the 25,000-point Global Companion Award. This is one of the strongest offers we've seen in the card's history, making it a great time to apply, so long as you can meet the minimum spend requirement.
Annual fee: $395
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
- 1 point per dollar spent on all other purchases
Key benefits:
- 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Two Alaska Lounge and two Wi-Fi passes each calendar quarter
- Up to $120 in statement credits for TSA PreCheck or Global Entry every four years
Why we like it: This welcome offer includes a Global Companion Award, with points redeemable for travel on Alaska, Hawaiian or a partner airline (including Oneworld members) for an award ticket in any class. The card also offers an ongoing 25,000-point Global Companion Award after each card anniversary.
Cardholders can earn a 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.
For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can help quickly accrue Atmos Rewards points. Matt Moffitt, TPG's contributing editor for credit cards, is based in Spain and uses this card for most of his everyday spending there since those purchases are charged in euros.
To learn more, read our full review of the Atmos Rewards Summit.
Apply here: Atmos Rewards Summit Visa Infinite credit card
Atmos Rewards Ascent Visa Signature credit card
Semifrequent Alaska Airlines and Hawaiian Airlines flyers who want to pay an affordable annual fee are the target audience for the Atmos™ Rewards Ascent Visa Signature® credit card, a mid-tier option with its own useful perks.
Welcome offer: Earn up to 80,000 bonus points and a $99 Companion Fare: Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening. Earn an additional 20,000 bonus points after spending a total of $5,000 on purchases, also in the first 90 days from account opening.
TPG's valuations place this offer up to $1,240, plus the value of the Companion Fare. This is one of the strongest offers we've seen in the card's history, so now is a great time to apply.
Annual fee: $95
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
Why we like it: The Ascent offers a lower-cost way to earn Atmos Rewards points while receiving practical airline benefits. For travelers who fly Alaska or Hawaiian a few times each year, the free checked-bag benefit and priority boarding could help justify the $95 annual fee.
The welcome offer also includes a Companion Fare, which can provide additional value for travelers who regularly fly with someone else.
To learn more, read our full review of the Atmos Rewards Ascent.
Apply here: Atmos Rewards Ascent Visa Signature credit card
Atmos Rewards Visa Signature Business Card
Small-business owners who fly Alaska Airlines or Hawaiian Airlines regularly, this one's for you. The Atmos™ Rewards Visa Signature® Business Card provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.
Welcome offer: Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 90 days from account opening.
The points in this bonus are worth $1,085, per TPG's valuations. Like the personal cards, this isn't the highest offer we've seen in the card's history, but it does match the lowest spending requirement to earn the bonus.
Annual fee: $70 for the company and $25 per card
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- $100 off an annual Alaska Lounge+ membership purchased with your card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
Why we like it: The Atmos Rewards Visa Signature Business is worth considering for small-business owners who regularly fly Alaska or Hawaiian and want to earn bonus points on common business expenses, including shipping, gas and local transit.
The Lounge+ membership discount is only available on the business card, so keep that in mind if lounge access matters to you. However, the Summit includes two lounge passes per quarter, providing occasional access without a full membership.
With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.
To learn more, read our full review of the Atmos Rewards Business.
Apply here: Atmos Rewards Visa Signature Business Card
Bottom line
The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.
- The Summit suits frequent flyers who value premium perks and a faster path to status
- The Ascent is ideal for casual Alaska Airlines or Hawaiian Airlines travelers who value free bags and a lower annual fee.
- The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.
If you're ready to maximize this program and collect Atmos Rewards points, earning one of these offers is a fantastic way to start.
The Summit and Ascent currently have two strong offers, so now is a great time to apply if you have been eyeing either card.
Apply here: Atmos Rewards Summit Visa Infinite credit card
Apply here: Atmos Rewards Ascent Visa Signature credit card
Apply here: Atmos Rewards Visa Signature Business Card
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.