Where To Invest To Benefit From The RBI’s Rate Hike | Personal Finance | Money Today

The RBI’s 25-basis-point repo rate hike marks a shift toward tighter monetary policy—and could affect fixed deposits, debt funds, equities, bonds, gold and silver. In this Money Today investment guide, host Sakshi Batra speaks with financial planner Pankaj Mathpal about how investors can respond to a rising interest-rate cycle. Learn why he recommends considering partial FD investments instead of locking in all your money, and when longer-term deposits may make sense. The discussion explores liquid, money market, short-duration and floating-rate funds, their potential returns and tax treatment, plus the risks of long-duration bonds. The expert also explains why higher rates can pressure many equity sectors, while emphasizing that interest rates are only one factor influencing markets. Should retail investors consider hybrid or multi-asset allocation funds to diversify across equity, debt, gold and silver? Watch for an analytical overview of investment choices, time horizons and asset allocation principles. This video is for educational purposes, not personalized financial advice.