- In 2027, real-time stops being a differentiator and becomes an expectation. How is the separation between operational and analytical estates evolving?
- Why do organisations need to shift to treating data access speed, rather than model sophistication, as the binding constraint?
- How does compliance evolve as not only real-time but open source becomes the default foundation of financial services technology? What is the role of data sovereignty in 2027 and beyond?
- How are leading institutions successfully adapting their fraud management strategies to leverage real-time data in the age of AI?
Real-time intelligence is becoming the new baseline expectation for financial services. Today, the competitive question shifts from how fast an institution makes a decision to how much data it brings to the decision. Yet in practice, unlocking trapped data to build the foundations for real-time intelligence continues to burden organisations across the globe. Historically, modernisation has meant that financial institutions have added another point system, which has led to overlapping stacks and divergent logic.
On the other side of this spectrum lies open source, which is becoming increasingly popular with financial institutions. However, data sovereignty, residency and record-level control are operational requirements that build the foundation for open source. This becomes more complicated not only through rigorous global data privacy laws, but also because AI-generated code creation is starting to outpace the abilities of human review.
In 2027 and beyond, what needs to be on financial institutions’ roadmaps to truly enable and leverage real-time intelligence? And how can organisations consolidate overlapping decisioning mechanisms and concentrate investment on where it makes the most impact? As AI is becoming increasingly embedded into financial services, agentic AI moves into experimentation, and AI-enabled financial crime changes the fabric of fraud prevention, genuine data portability across on-premises, sovereign, and public environments will make this a crucial competitive difference for those organisations that achieve it.
Register for this Finextra webinar, hosted in association with MariaDB, to join our panel of industry experts who will discuss why real-time intelligence is becoming the foundation of everything a financial institution does, and what needs to happen in organisations in 2027 to unlock it.