Even though XRP price has capitulated nearly 35% so far in 2026, trading at approximately $1.367 on October 14, two artificial intelligence (AI) large language models (LLMs), Gemini and ChatGPT expect this cryptocurrency to rally to a new all-time high (ATH) by 31 December, 2030.
On Wednesday, Finbold queried these two LLMs and found that their average XRP price prediction 2030 is $7.75. As a result, these LLMs indicate a potential bull run of about 467%, over the next 4 years.
OpenAI-backed Gemini set a price target of $8 by December 2030, thereby suggesting a possible 485.22% upside.
On the other hand, Alphabet Inc. (NASDAQ: GOOGL)-backed Gemini anticipates the token’s price hitting $7.50, hence reaching a market capitalization of around $475 billion.

Gemini’s bullish thesis was based on accelerating institutional adoption, as Finbold explained. However, this AI cautioned the crypto community about potential strong competitive headwinds, including from Solana (SOL), and Ethereum (ETH).
XRP price performance today
Over the past four years, the token’s price has soared over 190%, from $0.47 in mid-October 2022.

During the past 24 hours, the token’s trading volume fell more than 20% to $2.06 billion at the time of reporting, according to data Finbold fetched from CoinMarketCap.
Although the token’s price has rebounded from its 2026 bear market bottom, it must consistently close above the major resistance level of $1.53 to confirm a fresh bull rally. Moreover, this supply level has remained since February 2, 2026.
Nonetheless, these two LLM’s expect XRP price to record a robust uptrend over the coming years to reach $7.75 by December 31, 2030, fueled by mainstream institutional adoption.
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